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Informational Costs For Closing

If you should have any concerns please feel free to contact us. We are here to answer your questions!

The following is provided to use as a reference sheet for any inquiries you may have about the title commitment and/or your closing.

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For Sales (Loan)
Seller Buyer
Title Insurance Select Insurance Amount Above $250.00
Escrow Closing $250.00 $250.00
Closing Protection Letter Fee $50.00 $50.00
Deed Preparation $60.00
Search Fee $125.00
Transfer Taxes Based on the sales price; $1.50 per thousand
Email Loan Document Fee $25.00
State of Illinois Policy Fee $3.00 $3.00
Overnight Delivery Service Fee $20.00
Results:
For Sales (Cash)
Seller Buyer
Title Insurance Select Insurance Amount Above $175.00
Escrow Closing $250.00 $250.00
Closing Protection Letter Fee $50.00 $25.00
Deed Preparation $60.00
Search Fee $125.00
Transfer Taxes Based on the sales price; $1.50 per thousand
State of Illinois Policy Fee $0.00 $3.00
(no charge for cash transactions)
Results:
For Refinances
Borrower
Title Insurance See 'Special Rate for Refinances' rate table below
Escrow Closing $250.00
Closing Protection Letter Fee $75.00
Email Loan Documents Fee $25.00
State of Illinois Policy Fee $3.00
Overnight Delivery Service Fee $20.00
Results:

Abstracts & Titles, Inc. does not charge for incoming or outgoing wire transfers or notary services. These costs are based on a typical transaction. Fees can change subject to the title search and/or other unexpected factors within the transaction.

Special Rates for Refinances
Mortgage up to $120000.00 $130.00 PLUS $1.00 per thousand
(i.e. a loan amount of $120000.00 would be $120.00 + $130.00 = $250.00)
$121000.00 to $250000.00 $250.00 flat rate
$251000.00 to $500000.00 $1.00 per thousand
(i.e. a loan amount of $251000.00 = $251.00)
Recording Fees
Warranty Deed $70.00 $55.00
Mortgage $70.00 $55.00
Release of Lien/Mortgage $70.00 $55.00

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Home Office:

205 N. Second St.
Edwardsville, IL 62025

Phone: 618-656-1275
Fax: 618-656-0719

Escrow Offices:

2 Sunset Hills Professional Ctr
Edwardsville, IL 62025

Phone: 618-659-0190
Fax: 618-659-0119

140 Regency Centre
Collinsville, IL 62234

Phone: 618-346-8009
Fax: 618-346-7537